At HFX and AVS, we look at employee benefits differently. First, we work with you to set a budget and lock it in for 12 months. Then, you get to offer up to eight different small business health insurance plans for your group. Best of all, they each get to pick the health plan they want. No-one-size-fits-all approach here! Finally, we bundle all of your benefits into one, easy-to-manage program through our "Online Navigation Database" Management.